Demure, one-strand necklaces are fine for everyday. But for parties, I like to turn up the wattage with something bold like a pearl bib necklace.
This pearl bib necklace from Overstock is exactly what I look for in a versatile special occasion accessory: it's affordable ($17.99), striking (with three rows of graduating sizes) and flattering (love the creamy pearl color.)
Wear this pearl necklace with a little black dress (would go with almost any neckline) for a classic cocktail look.
This pearl bib necklace would also work to make a bright cashmere sweater more festive. I would even wear the pearls with a black top, leather jacket, jeans and black pumps or boots for a funky dressed up/dressed down look.
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